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	<title>Foreclosure University - Your Online Real Estate Investing Resource</title>
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	<description>Foreclosure - Real Estate Investment : Short Sales</description>
	<lastBuildDate>Tue, 24 Apr 2012 16:36:43 +0000</lastBuildDate>
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		<title>Transfering Property To Another Person</title>
		<link>http://www.foreclosureuniversity.com/blog/225/transfering-property-to-another-person/</link>
		<comments>http://www.foreclosureuniversity.com/blog/225/transfering-property-to-another-person/#comments</comments>
		<pubDate>Thu, 19 Apr 2012 06:53:25 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[transfering property]]></category>
		<category><![CDATA[transfering real estate]]></category>

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		<description><![CDATA[Question:&#160;&#160;We are considering using a holding group to transfer our property to avoid having to hassle with a short sale ourselves; in California, can my lender come after me if I transfer the property without their prior authorization? This holding group says they take care of everything including the lender. Answer:&#160;&#160;- You can always transfer [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Deficiency Judgment in Arizona</title>
		<link>http://www.foreclosureuniversity.com/blog/488/deficiency-judgment-in-arizona/</link>
		<comments>http://www.foreclosureuniversity.com/blog/488/deficiency-judgment-in-arizona/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 05:56:07 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[Deficiency Judgment / 1099]]></category>
		<category><![CDATA[arizona]]></category>
		<category><![CDATA[arizona foreclosure]]></category>
		<category><![CDATA[deficiency judgment arizona]]></category>

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		<description><![CDATA[Question:&#160;&#160;We have a deficiency judgement against us for a home we were building in Arizona. Can the bank garnish my wages and/or lien the house in which we reside. We do not want to file BK? Answer:&#160;&#160;- First off let&#8217;s clear up some misunderstanding on your deficiency judgment in Arizona. Arizona is actually a non [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Equity Line of Credit Questions</title>
		<link>http://www.foreclosureuniversity.com/blog/346/home-equity-line-of-credit-questions/</link>
		<comments>http://www.foreclosureuniversity.com/blog/346/home-equity-line-of-credit-questions/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 07:45:36 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Settlement]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[2nd mortgage settlement]]></category>
		<category><![CDATA[deficiency judgment]]></category>
		<category><![CDATA[home equity line of credit]]></category>
		<category><![CDATA[homeowner options]]></category>
		<category><![CDATA[lien settlement]]></category>
		<category><![CDATA[note settlement]]></category>

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		<description><![CDATA[Question:&#160;&#160;I am married live in New York we own 2 houses. I live in one house and my wife lives in the other house (long story). We bought house #1 for $600,000 5 years ago. We have $350,000 left on mortgage one and $175,000 on a home equity line of credit. The house today is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Automating the Foreclosure Investing Process</title>
		<link>http://www.foreclosureuniversity.com/blog/389/automating-the-foreclosure-investing-process/</link>
		<comments>http://www.foreclosureuniversity.com/blog/389/automating-the-foreclosure-investing-process/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 02:09:26 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[automating foreclosures]]></category>
		<category><![CDATA[buyers list]]></category>
		<category><![CDATA[cameron dunlap]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[foreclosure software]]></category>
		<category><![CDATA[foreclosure training]]></category>
		<category><![CDATA[iflip]]></category>
		<category><![CDATA[iflip real estate]]></category>
		<category><![CDATA[proof of funds]]></category>
		<category><![CDATA[transactional funding]]></category>

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		<description><![CDATA[You&#8217;re about to DEMO iFLip, A complete hands off virtual real estate money making system&#8230; one of the only applications of it kind. Specifically designed to help ANY investor save time and do more deals. CLICK HERE FOR A 30-DAY IFLIP TEST DRIVE FOR $1.95 Disclaimer: Of course, I can&#8217;t guarantee that you&#8217;ll make any [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Home Equity Line of Credit and Refinancing</title>
		<link>http://www.foreclosureuniversity.com/blog/490/home-equity-line-of-credit-and-refinancing/</link>
		<comments>http://www.foreclosureuniversity.com/blog/490/home-equity-line-of-credit-and-refinancing/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 05:26:23 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[HELOC]]></category>
		<category><![CDATA[home equity line of credit]]></category>
		<category><![CDATA[re-finance]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance heloc]]></category>
		<category><![CDATA[refinance home equity]]></category>
		<category><![CDATA[refinance home equity line of credit]]></category>
		<category><![CDATA[refinancing]]></category>

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		<description><![CDATA[Question:&#160;&#160;I have both 1st and 2nd with BoA, i received a letter saying that new payment for my home equity line of credit starting this month (june) include principal and interest. I called BoA but they can not do anything for me since my first was re-financed in 2010. Is there any suggestion? I great [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Equity Line of Credit Payoff</title>
		<link>http://www.foreclosureuniversity.com/blog/257/home-equity-line-of-credit-payof/</link>
		<comments>http://www.foreclosureuniversity.com/blog/257/home-equity-line-of-credit-payof/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 23:31:07 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Settlement]]></category>
		<category><![CDATA[2nd mortgage]]></category>
		<category><![CDATA[foreclose]]></category>
		<category><![CDATA[home equity line of credit]]></category>
		<category><![CDATA[note settlement]]></category>
		<category><![CDATA[notes]]></category>
		<category><![CDATA[wells fargo]]></category>

		<guid isPermaLink="false">http://www.foreclosureuniversity.com/blog/257/home-equity-line-of-credit-payof/</guid>
		<description><![CDATA[Question:&#160;&#160;I had the loan with my heloc opened on March 23, 2006 but, when I refinanced the house on September 7, 2006 the lender paid off my balance on my heloc to assume the 1st and 2nd position. My heloc is telling me that they are in 1st position and my Primary Wells Fargo claims [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home foreclosed in Arizona. Still Paying Home Equity Line of Credit?</title>
		<link>http://www.foreclosureuniversity.com/blog/494/home-foreclosed-in-az-still-paying-home-equity-line-of-credit/</link>
		<comments>http://www.foreclosureuniversity.com/blog/494/home-foreclosed-in-az-still-paying-home-equity-line-of-credit/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 04:37:22 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[arizona foreclosure]]></category>
		<category><![CDATA[home equity line of credit]]></category>

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		<description><![CDATA[Question:&#160;&#160;Our house was foreclosed in Arizona on a little over a year ago in AZ. But we are still getting (and paying) the bill for a Home Equity Line of Credit we had on the same property. Is there anything we can do to reduce or eliminate this bill since we were foreclosed? Answer:&#160;&#160;-Yes, if [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HELOC and 2nd Home</title>
		<link>http://www.foreclosureuniversity.com/blog/491/heloc-and-2nd-home/</link>
		<comments>http://www.foreclosureuniversity.com/blog/491/heloc-and-2nd-home/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 01:05:42 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[HELOC]]></category>
		<category><![CDATA[2nd home]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[home equity line of credit]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[rental home]]></category>
		<category><![CDATA[rental property]]></category>

		<guid isPermaLink="false">http://www.foreclosureuniversity.com/blog/491/heloc-and-2nd-home/</guid>
		<description><![CDATA[Question:&#160;&#160;I have a home (rental) with a first mortgage with one bank and a line of equity with another (Chase). We have our personal home with just a first mortgage but also with Chase. If we default on the equity line of credit tied to the rental home can it effect our current home since [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Short Sale Credit Impact</title>
		<link>http://www.foreclosureuniversity.com/blog/496/short-sale-credit-impact/</link>
		<comments>http://www.foreclosureuniversity.com/blog/496/short-sale-credit-impact/#comments</comments>
		<pubDate>Sun, 25 Mar 2012 00:37:21 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[short sale credit impact]]></category>
		<category><![CDATA[short sales]]></category>

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		<description><![CDATA[Question:&#160;&#160;I am working on a short sale with my primary lender and plan to move into my condo that was a rental. I have a second on the condo that is held by the same lender I&#8217;m doing a short sale with. This loan is floatin at todays rates. Do i need to worry about [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Collection Agency For Line of Credit</title>
		<link>http://www.foreclosureuniversity.com/blog/497/collection-agency-for-line-of-credit/</link>
		<comments>http://www.foreclosureuniversity.com/blog/497/collection-agency-for-line-of-credit/#comments</comments>
		<pubDate>Sat, 24 Mar 2012 05:48:18 +0000</pubDate>
		<dc:creator>Jarad</dc:creator>
				<category><![CDATA[HELOC]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[line of credit]]></category>

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		<description><![CDATA[Question:&#160;&#160;My primary home was foreclosed on in May of 2011. The two lines of credit have been reported by the lender to Equifax as written off back in October of 2008. Some collection agencies are calling me now asking to pay for these line of credit. I must say this, I never used any $ [...]]]></description>
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		<slash:comments>1</slash:comments>
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