Surplus Fund Master – Spencer Vann, reveals the dirty little secrets to claiming money for homeowners who don’t even know it’s there… Is this legal? Is this even a real thing? Are there really MILLIONS of dollars in money that goes unclaimed? Let’s jump deeper into this unique strategy and discover the trust about surplus funds…
Surplus funds is not a new concept or strategy. While it may or may not be new to you, you may also know it as Overages, Tax Sale Overage, Surplus Recovery, Tax Sale Surplus, Unclaimed Funds from Tax Sale, Mortgage Surplus … I could on and on the different names people have used to describe this strategy.
So what exactly is this strategy and how does it work…
Well if you watched the webinar, Spencer did a good job explaining how the process works.
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I mean EVERYONE is going to tell you how perfect this business is… 
This is a good indication that the home is vacant and the listing is still pending. There is no “For Sale” sign yet because the REO listing agent doesn’t have the listing yet. 
Question: I have a first and a home equity line of credit. Payments stopped being made on both of them almost one year ago. However, I applied for a loan modification on both, and due to a bank error, only the first was modified. The equity line was sent to a collections agency. I am in the final stages of modification on the first. If my first is modified, what happens to the equity line of credit? Can they still foreclose?
So let’s recap… When you find a property with a lock box and no “FOR SALE” sign, the first thing you need to do is research. You need to know who owns the property and what it’s worth so you know what to offer. If you need help, re-read the previous sections on