Turning Short Sales into Equity Sales
- What if you could wipe-out your 2nd mortgage?
- What if you could sell your upside-down home for a profit?
- What if you could lower your monthly payment?
- What if you could save serious, negative impact on your credit?
- What if you could do this even if you’ve NEVER missed a payment?
It might be hard to believe at first, but it’s happening every day and we’re right in the middle of it. We’ve been able to successfully settle mortgages for homeowners who are in foreclosure and even those who are not in foreclosure, but might be upside-down, struggling to make payments.
What is a Note Settlement?
A note settlement is where an individual negotiates with the lending institution to buy the current note for less than the current loan amount. We’ve been able to get 10% – 30% discounts consistently and in some occasions a lot less than that.
Since 2008, we’ve acquired, settled and resolved over $100 million in distressed properties and we’re not slowing down one bit.
If you are a homeowner, behind on payments (or not), and want to create equity in your home or lower your payments so you can stay in your home or sell your home for a profit, we may have the perfect solution. We offer alternatives to foreclosure, bankruptcy and short sales. Let us help you save your home by discounting your 2nd mortgage and lowering your payment. We are investors and it’s what we do.
“I didn’t think I had any options and AV settled my $250k 2nd for $42k and saved me a $1,200 a month on my mortgage and created equity of over $150k in my home, thanks”
– Khash Kharrazi
“AV lowered my monthly payment by $800 a month. They were professional, knowledgeable and fair. I would recommend them to anyone.”
– James Scott
“AV saved my building! I owed $248k on my HELOC which was costing me $1,500 a month out of my own pocket. AV settled my 2nd for an amazing $12k. Now I get to keep my building and I have positive cash flow.”
– Munif Ali
Why Are We Doing This?
Our goal is to revitalize the economy and to assist the homeowner in understanding alternatives to foreclosure. We take a negative situation and turn it into a positive. We evaluate, structure and negotiate real estate notes and investment properties. Through careful analysis and structuring of investment opportunities, we are able to create the opportunity to turn a distressed situation into a positive investment.
Here is an example of a typical settlement we might do
|
Short Sale to Equity Sale
|
||
|
Original Note
|
After Settlement
|
|
| 1st Mortgage |
$365,000
|
$365,000
|
| 2nd Mortgage |
$250,000
|
$30,000
|
| Today’s Value |
$450,000
|
$450,000
|
| Equity |
($165,000)
|
$55,000
|
| Closing Costs |
$30,000
|
$30,000
|
| $ to Homeowner (if sold) |
$0
|
$25,000
|
|
Monthly Payment Reduction
|
||
|
Old
|
New
|
|
| 1st Payment |
$1885
|
$1885
|
| 2nd Payment |
$1025
|
$0
|
| Total Mo Pymt |
$2910
|
$1885
|
If you would like us to settle your mortgage(s), please fill out the form below and we will review your information and let you know if we can help you.